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Bridging Loan 100% LTV

Borrow a 100% LTV Bridging Loan with Deedle! Available under certain circumstances.

We work with over 30 specialist bridging lenders to source the best possible terms for you. Most regulated bridging lenders will offer a maximum LTV of 75%, however unregulated bridging loans may be able to offer much higher than this, with 80% LTV, 90% LTV and potentially 100% LTV! Simply fill in our form to speak to an advisor today.

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100% LTV Bridging Loan With Deedle

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How To Get A 100 LTV Bridging Loan

Step 1
Get In Touch
Enquire via our online contact form today. A dedicated member of the team will then get in touch within a few hours to find out more about your situation and your borrowing requirements.
Step 2
Receive An Offer
Deedle is a broker. We search through quotes from over 30 specialist bridging lenders. We will do our best to source a 100% LTV deal for you or will try to get as close as possible to this.
Step 3
Proceed With Application
We will offer you a competitive deal with an Offer In Principle and if you decide to proceed, the lender will send your solicitor their list of requirements and a mortgage deed for you to sign.
Step 4
Receive The Loan
The bridging lender will proceed with your loan and the funds will be released. Everything should take around 10 to 28 days from start to finish, or may even be faster depending on the situation.

What Is A 100 LTV Bridging Loan?

A bridging loan 100% LTV (Loan-to-Value) is a loan that covers 100% of the secured asset’s value. LTV is the percentage a lender is willing to provide based off of the value of the secured asset.

100% LTV bridging loans are uncommon because the higher the LTV, the larger the risk is for the lender. The bigger the LTV, the more money you are borrowing against the secured asset, and therefore the more money you will have to repay. The lower the LTV of your bridging loan the more of the asset you will own outright.

Deedle can help you secure bridging loans at a range of different LTVs. Whilst it is ideal to have as low an LTV as possible, sometimes you need to borrow a large percentage of the asset’s value to be able to carry out your plans.

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Can You Get A Bridging Loan With 100% LTV?

Yes, it is possible to get a 100% LTV bridging loan. However, it is quite uncommon and may require additional eligibility requirements to qualify to borrow such a high percentage of funds.

For instance, you may be required to add an additional asset as security onto the loan or to purchase a property below its market value, rather than its purchase price. This would help to reduce the lender’s risk levels.

Why Enquire With Deedle?

  • You can borrow £50,000 to £25 million
  • You can get up to 70% LTV regulated
  • You can secure up to 75% LTV unregulated
  • Competitive rates from 0.44% per month
  • Available in the UK, Scotland and Wales
  • Funding is available in 10 to 28 days
  • Loan terms range from 3 to 24 months
  • All credit histories are considered
  • Same day quotes are available

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What’s The Eligibility Criteria For A 100% LTV Bridging Loan?

The eligibility requirements for a 100% LTV bridging loan will typically include that you are:

  • Over 18 years old
  • Borrowing at least £50,000
  • Have an exit strategy
  • Able to add another asset as extra security on the loan
  • Able to purchase the property at under its market value

Note: The eligibility criteria to qualify may vary depending on the bridging loan lender involved.

eligibility-criteria-for-100-ltv-bridging-loan

Get A 100 LTV Bridging Loan Today

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Frequently Asked Questions About Bridging Loans 100% LTV

Is Deedle A Lender?

No, Deedle is a broker. We have partnered with award-winning lenders so that we can source the most competitive deals for our customers. Better yet, our service is free of charge for all applicants.

What's The Difference Between A 90% LTV And A 100% LTV Bridging Loan?

A bridging loan 90% LTV is a loan that covers 90% of the secured asset’s value. A bridging loan 100% LTV is a loan that covers the full value of the secured asset.

Do Bridging Loans Always Have To Be Secured?

Yes, bridging loans always have to be secured. To qualify, you must have an asset (usually a property) that acts as security on the loan. For 100% LTV bridging loans, you may need to add an additional asset as security onto the loan due to the larger level of risk involved for the lender.

A key benefit of secured lending is that it usually allows borrowers to obtain a higher LTV than with unsecured loans. However, it is important to note that failure to repay the loan on time could result in repossession of the asset you have secured against the loan.

Can I Borrow A Bridging Loan For Longer Than 12 Months?

You can usually borrow a regulated bridging loan for up to 12 months and an unregulated bridging loan for up to 24 months. The exact amount of time you will be able to borrow the funds will depend on your circumstances and the lender involved.

How Do I Repay Back A Bridging Loan?

There are different options when it comes to repaying back a bridging loan. You can either make standard monthly payments or roll up the repayments at the end of the loan term. You can discuss this with your lender to find out what options are available for you.

Are Bridging Loans A Good Idea?

Bridging loans offer a quick solution that can help with temporary cash flow issues. They also may provide a viable option for those with bad credit history as bridging lenders may be more likely to approve them since they have security that the loan will be paid back even if the borrower fails to keep up with repayments.

Deedle Finance is the trading name of Tudor Lodge Digital Ltd which trades under company number: 10437769.

Deedle Finance does not provide advice on regulated mortgage contracts or credit agreements, these are carried out by one of our independent FCA regulated associates. 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

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