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Your New Mortgage Broker

Deedle Finance can help you get the best deals on mortgages in the UK.

Our mortgage advisers are dedicated to helping you save money and make mortgages simple. We offer a range of mortgage products all across England, Wales, and Scotland. Simply fill in our form and a member of our expert team will get in contact with you.


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First Time Buyer Mortgages


First-time buyer mortgages are designed specifically for individuals who are purchasing their first home. These mortgages can even come with special incentives and government-backed schemes to assist buyers in getting onto the property ladder.

First-time buyer mortgages may need a smaller deposit compared to other mortgage types and offer more flexible lending criteria. At Deedle, we can provide valuable support and guidance to those entering the property market for the first time, helping them understand the process and secure financing for their dream home.

First Time Buyer Mortgages

Next Time Buyer Mortgages


Next time buyer mortgages are for individuals who have already owned a property and are looking to move to a new home. These mortgages cater to the specific needs of homeowners who are selling their current property and purchasing another.

Next time buyer mortgages typically consider factors such as existing equity, outstanding mortgage balance, and the affordability of the new property. They may offer options for porting an existing mortgage or borrowing additional funds to bridge the gap between the sale and purchase.

Buy-To-Let Mortgage Brokers


Buy-to-let mortgages are designed for individuals who want to purchase properties for the purpose of renting them out. These mortgages consider the rental income potential of the property as a primary factor in assessing affordability, in addition to the borrower’s financial situation.

Buy-to-let mortgages often require a higher deposit compared to residential mortgages and may have specific criteria for the borrower, such as a minimum income requirement. They can provide an opportunity for individuals to invest in the rental market and generate income through property rental.




Remortgaging involves switching your existing mortgage to a new one, either with your current lender or a different lender. This is done to secure better interest rates, change the mortgage term, release equity, or consolidate debts.

Remortgaging allows homeowners to take advantage of better mortgage deals or adjust their financing to meet changing needs. It involves a new application process, including reassessment of affordability, property valuation, and potentially paying associated fees. It can be a proactive strategy to save money, access additional funds, or restructure existing mortgage arrangements.

Self Build Mortgages


Self-build mortgages are designed for individuals who wish to construct their own homes instead of purchasing an existing property. These mortgages provide funding throughout the various stages of the construction process.

Initially, funds are released for purchasing the land, followed by subsequent stages as the building progresses. Self-build mortgages often involve different application and disbursement processes compared to traditional mortgages. They provide the flexibility and financial support necessary for individuals embarking on a self-build project to bring their dream homes to life.

Mortgages With No Deposit


Mortgages with no deposit, also known as 100% mortgages, allow borrowers to finance the entire purchase price of a property without requiring a deposit upfront. These types of mortgages are relatively rare, and lenders offering them may have stricter criteria, such as a higher credit score or proof of a secure income.

Mortgages with no deposit typically involve a higher interest rate and may require additional security, such as a guarantor or a charge on a family member’s property. They can be an option for individuals who have difficulty saving for a deposit but have a stable financial situation.

Remortgaging With Bad Credit


Remortgaging with bad credit refers to the process of refinancing an existing mortgage while having a less-than-perfect credit history. Although having bad credit may limit the number of available options, there are specialist lenders who cater to individuals with adverse credit.

Remortgaging with bad credit often involves higher interest rates and stricter lending criteria. However, it can still provide opportunities for borrowers to improve their financial situation, consolidate debts, or access better mortgage terms by demonstrating a commitment to responsible financial management.

remortgaging with bad credit

Mortgages With Low Deposit


Mortgages with low deposit, also known as high loan-to-value (LTV) mortgages, require a smaller deposit compared to traditional mortgages. These mortgages typically cater to borrowers who can provide a deposit of around 5% to 10% of the property’s purchase price.

While a lower deposit may increase the interest rate and limit the choice of lenders, it allows individuals to enter the property market with a smaller upfront cost. Low deposit mortgages can be an option for first-time buyers or those who have limited savings but can afford the monthly mortgage payments.

Mortgages With A Guarantor


Mortgages with a guarantor involve a third party, often a family member, who agrees to take responsibility for the mortgage repayments if the borrower defaults. Mortgages with a guarantor can assist first-time buyers or those with a less-than-ideal financial profile in obtaining mortgage approval and favourable terms.

This type of mortgage provides added security for the lender, allowing borrowers with limited income or a low credit score to access mortgage financing. The guarantor typically needs to have a good credit history and enough income to cover the mortgage repayments.

joint mortggages

Joint Mortgages


Joint mortgages are taken out by two or more individuals who apply for a mortgage together. This is usually popular with couples or family members. In a joint mortgage, all borrowers are equally responsible for the mortgage repayments and share ownership of the property.

This type of mortgage can combine the budgets of multiple people, potentially allowing for a higher loan amount. Joint mortgages provide an opportunity for individuals to enter the property market or purchase a more expensive property by pooling their financial resources.