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Bridging Loans 70%, 75%, 80%, 90% LTV

Borrow a 70%, 75%, 80%, 90% LTV Bridging Loan with Deedle! Most regulated bridging loan providers will only lend up to 75%, however it's still possible to get up to a 90% LTV with unregulated providers if you meet the eligibility requirements.

Deedle works with over 30 specialist bridging lenders to source the best possible terms for you. Our network can offer a range of different LTVs, accommodating a variety of different loan needs. Simply fill in our form to speak to an advisor today.

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70%, 75%, 80%, 90% LTV Bridging Loan With Deedle

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How To Get A 70, 75, 80 Or 90 LTV Bridging Loan

Step 1
Complete Our Contact Form
Get in touch with Deedle via our online contact form. A dedicated member of the team will then contact you on the same day to find out more about your requirements.
Step 2
Receive A Loan Offer
Deedle will search through quotes from over 30 bridging lenders. We will do our best to source a LTV deal that meets your requirements.
Step 3
Progress With The Application
We will offer you a competitive deal. If you decide to proceed with the application, the lender will send your solicitor their list of requirements and a mortgage deed to sign.
Step 4
Receive Funds
The bridging lender will proceed with your application and the loan will be sent to you. This should take around 10 to 28 days from start to completion, or may even be faster.

What Are 70%, 75%, 80%, 90% LTV Bridging Loans?

A bridging loan with 70% LTV will offer 70% of the value of the property being secured to it. A 75% LTV bridging loan means that the provider will be offering to lend you 75% of the property’s value. Likewise, for a 80% LTV bridging loan you would be borrowing 80% of the property’s value and for a bridging loan 90% LTV you would be getting a loan for 90% of the property’s value.

LTV is the percentage a lender is willing to provide based off of the value of the secured asset. The precise amount you would receive for this type of bridging loan varies depending on the value of the property and the percentage of that value.

Deedle can help you secure bridging loans at a range of different LTVs. You can borrow between £50,000 and £25 million, and subject to request you may even be able to secure more.

calculate-the-ltv-of-bridging-loan

How Do You Calculate The LTV Of A Bridging Loan?

To calculate the LTV, divide the amount of money you need to borrow by the value of the property and times this by one hundred. See the example below:

The amount you wish to borrow: £300,000

The value of the property: £400,000

£300,000 / £400,000 = 0.75

0.75 x 100 = 75

LTV: 75%

Why Use Deedle?

  • Borrow £50,000 to £25 million
  • Secure up to 70% LTV regulated
  • Get up to 75% LTV unregulated
  • Competitive rates from 0.44% per month
  • Funding in 10 to 28 days
  • Available in the UK, Scotland and Wales
  • Loan terms ranging from 3 to 24 months
  • All credit histories considered
  • Same day quotes available

Enquire For A Bridging Loan 70%, 75%, 80%, 90% LTV

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What Is The Eligibility Criteria For A 75, 80, 90 LTV Bridging Loan?

The eligibility requirements typically include that you are:

  • Over 18 years of age
  • Borrowing at least £50,000
  • Have an exit strategy
  • Able to purchase the property at under its market value
  • All credit histories are considered

Note: Qualifying criteria may vary depending on the lender. Get in touch today via our contact form to find out if you are eligible for a bridging loan. At Deedle, we will endeavour to meet your borrowing needs and help you to find a deal that suits your requirements.

Whilst it may not always be possible to secure as much as a 90 LTV bridging loan, our team will endeavour to get the best possible results for you. They will connect you with the lender most likely to be able to fulfill your loan request.

Eligibility-Criteria-For-A 75-80-90-LTV-Bridging-Loan

What LTV Should I Get?

The LTV for a bridging loan will depend on the amount you need to borrow and the value of the property involved. While 75% LTV is the maximum a regulated bridging loan provider will typically lend, unregulated lenders may go a lot higher.

We recommend only borrowing an amount that you really need as it is usually recommended to try to have as low an LTV as possible. This would mean that you pay the rest upfront using your own funds.

What Is The Cost Of A Bridging Loan?

The cost of a bridging loan depends on the amount you are borrowing and the loan term. Rates start at 0.44% per month. There may also be other fees such as the lender fee (2%), broker fee (1%), solicitor fees and valuation fees.

Get in touch with Deedle today and one of our dedicated advisors will get in touch. They will be able to give you a quote so that you can determine the exact costs.

What Factors Can Affect The LTV That You Are Offered?

Factors that can affect the LTV offered includes the size of the deposit you put down for the property and the amount you need to borrow. As well as this your income, affordability, the exit strategy and details of the property, for instance growth potential, can all have an impact on what percentage rate you qualify for.

Get A 70%, 75%, 80%, 90% LTV Bridging Loan Today

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Frequently Asked Questions About 70, 75, 80, 90% LTV Bridging Loans

What Is Deedle?

Deedle is a broker. We have partnered with award-winning lenders so that we can source the most competitive deals for our customers. Whether you need 75 LTV Bridging Loans, 80% or 90%, we will do our best to accommodate your borrowing needs.

What Can A Bridging Loan Be Used For?

A bridging loan can be used for many different purposes. For instance, someone who is wanting to purchase a new home but is waiting for the funds from the sale of their current one to come through, may use this method to ‘bridge the gap’ and then repay back the loan once the sale of their existing home has gone through. Property developers also use bridging loans to refurbish a property and sell it on at a higher price as this tends to be a quicker process than applying for a mortgage.

How Do I Repay A Bridging Loan?

Repayments range from 3 to 24 months. You can usually borrow a regulated bridging loan for a maximum of 1 2 months and an unregulated bridging loan for up to 24 months. The exact amount of time you will be able to borrow the funds will depend on your circumstances and the lender involved.

You can either make standard monthly payments or roll up the repayments at the end of the loan term. This can be discussed with your lender to find out what option is best for you.

What Is The Difference Between 75% LTV And 80% LTV Bridging Loans?

A bridging loan 75% LTV is a loan that covers 75% of the secured asset’s value. A bridging loan 80% LTV is a loan that covers 80% of the secured asset’s value.

What Is The Maximum LTV For A Bridging Loan?

The maximum LTV you can expect is 70% regulated and up to 75% LTV unregulated. However, it is possible to get a higher LTV than this up to 100% LTV depending on the lender. This may be achieved if for instance you used an additional asset to secure the loan which would lower risk levels for the lender and make approval more likely.

Are Bridging Loans Always Secured?

Yes, bridging loans are always secured. To qualify, you must have an asset, usually a property, that acts as security on the loan.

This enables borrowers to obtain a higher LTV than with unsecured loans. Just bear in mind that failure to repay the loan on time could result in repossession of the asset you have secured against the loan.

Deedle Finance is the trading name of Tudor Lodge Digital Ltd which trades under company number: 10437769.

Deedle Finance does not provide advice on regulated mortgage contracts or credit agreements, these are carried out by one of our independent FCA regulated associates. 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

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