Repayment example: Borrow £5,000 over 18 months, monthly repayments of £350.57, total interest charged £1,310.25 and total repayable £6,310.25 at 1.46%
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Our landlord loan and factoring service is a financing tool specifically designed for property owners who rent out their properties. It allows landlords to borrow money against the value of their future rental income. This provides immediate access to cash, which can be used for various purposes, such as:
Landlord loans can come with flexible terms and more addordable fees than tradtional financing options. They do not typically require hard credit checks, making them accessible even for borrowers looking to protect their credit score.
A landlord loan can be used for various purposes to enhance your property portfolio and financial stability. Possible uses include:
You may be eligible for a landlord loan if you meet the following criteria:
Landlord factoring, also known as landlord finance, allows landlords to convert their future rental income into immediate cash. Instead of taking on a traditional loan, landlords effectively sell their expected rental income to a factoring company in exchange for an upfront lump sum payment.
Key features:
With our landlord loans and factoring services, you can access up to £10,000 upfront, regardless of your portfolio size. Flexible repayment terms allow you to spread the repayments over 6 to 18 months in manageable monthly installments.
Our process for rent advances is designed to be fast and straightforward. Simply provide a signed tenancy agreement and relevant documents such as proof of address and government-issued identification.
Once the terms are agreed upon, you’ll receive your lump sum payment promptly, with a portion of your future rent allocated towards the agreed repayment term.
Our services come with competitive monthly factoring fees, adjusted based on your loan terms. An arrangement fee will also apply for the factoring services.
Unlock the potential of your rental income today with our landlord loans and factoring services. Contact us to learn more about how we can help you achieve your financial goals and succeed in your property investments.
The longer you keep the loan for, the lower the interest rate is, but the more you will pay overall (because you have held onto the loan for longer).
Borrow £5,000 over 6 months, monthly repayments of £947.83, total interest charged £687.00 and total repayable £5,687.00 at 2.29%
Borrow £5,000 over 18 months, monthly repayments of £350.57, total interest charged £1,310.25 and total repayable £6,310.25 at 1.46%
Yes, like typical factoring products which are used for invoices, it is common to use landlord factoring over and over again and some people use it for 3, 5 or more times per year.
